Coinstancy: the simple app to generate passive income with your stablecoins

Saving money is a priority for many individuals. Yet, traditional options like bank savings accounts generate very little, often below inflation. The result: your money loses value over time.

At the same time, decentralized finance (DeFi) offers much more attractive yields. But for beginners, this universe can feel intimidating: choosing the right protocols, managing wallets, and understanding technical mechanisms is complicated.

That’s exactly why Coinstancy was created. The app allows anyone to turn their stablecoins into passive income, easily and securely. It acts as a bridge between traditional finance and DeFi, with clear products designed for beginners as well as more experienced users.

Why stablecoins are an ideal solution

Stablecoins are cryptocurrencies pegged to stable currencies such as the euro or dollar. Unlike Bitcoin or Ethereum, their value does not swing wildly.

They offer several key advantages:

• Stability 💶: they maintain their value over time.
• Simplicity 📲: easy to buy and transfer.
• Safe savings: ideal for holding or placing funds without direct exposure to crypto market volatility.

By choosing stablecoins as the foundation of its first product, Coinstancy answers a strong demand: a digital, safe, simple, and rewarding savings tool.

Coinstancy savings pools

Coinstancy’s flagship product is its stablecoin savings pools. The operation is deliberately similar to a classic savings account:

• You deposit your stablecoins.
• Your funds immediately start generating interest.
• You can withdraw your money at any time.

Key strengths of Coinstancy pools include:

• Competitive yield 📈: up to 7% annually.
• No hidden fees ❌: no deposit, withdrawal, or management fees.
• Continuous interest ⏱️: your earnings grow every second.
• Full liquidity 💧: withdraw funds whenever you like.

For example, depositing $10,000 in stablecoins can generate around $700 per year in passive income, with no extra effort.

An app designed for individuals

Coinstancy was built for people who want to access DeFi without complexity.

• Clear, intuitive interface 📱: essential information only, no confusing jargon.
• Fast signup 🚀: create an account and deposit funds in minutes.
• Educational support 📚: with the L’Écho Crypto newsletter and learning content, you progress step by step.

Coinstancy is more than just an investment platform: it’s also an educational tool guiding users into DeFi.

Security at the heart of Coinstancy

Trust is crucial when entrusting your money to an app. That’s why Coinstancy places security at the core of its model.

• Fireblocks custody 🔒: a global leader in digital asset security.
• Reliable partners 🤝: only established DeFi protocols are integrated.
• Regulatory compliance ⚖️: the platform follows a progressive regulatory approach, including developments in French Polynesia and Africa.

This reassures users and guarantees deposit protection.

Beyond savings: a long-term vision

Coinstancy isn’t limited to savings pools. The platform also offers thematic pools, allowing investment in specific sectors of crypto, as well as staking, where users earn yield by locking certain cryptocurrencies.

But more than the products, it’s a vision:

• Educating individuals about DeFi.
• Providing solutions tailored to real needs, far from protocol complexity.
• Building a bridge between traditional finance and crypto.

Conclusion

Coinstancy is the opportunity to move from idle savings to savings that actually work for you. With its simple, accessible, and secure stablecoin pools, the app makes DeFi approachable for everyone.

💡 Whether you’re new to crypto or already an investor, Coinstancy lets you generate passive income without stress and without hidden fees.

It’s the modern solution to grow your savings—starting today.

Frequently asked 🤔

What products does Coinstancy offer?

Coinstancy offers three main products: stablecoin savings pools, thematic pools, and staking. These solutions provide yields tailored to different investor profiles.

Does Coinstancy charge fees?

No ✅. Coinstancy charges no deposit, withdrawal, or management fees. All generated interest is passed on to users.

Are funds locked?

No. Users can withdraw their stablecoins at any time without penalties. Coinstancy pools provide full liquidity.

How does Coinstancy secure deposits?

The platform uses Fireblocks, an institutional-grade custody solution recognized worldwide for digital asset security. Funds are securely held, and only reliable protocols are integrated.

Is Coinstancy beginner-friendly?

Yes. The app is designed to be simple and intuitive. Even with no technical crypto knowledge, anyone can open an account, deposit stablecoins, and start generating passive yield.