💳 How does the Gnosis Pay Visa card cashback really work?

The Gnosis Pay Visa card lets you pay with stablecoins while earning up to 5% cashback on your purchases in GNO. It operates transparently, linked directly to your Gnosis Pay Safe wallet and managed by the GnosisDAO. Here's how it works and why it's worth using daily.

1. A cashback system based on your GNO 🟣

Your cashback rate depends on how much GNO you hold in your Gnosis Pay Safe:

• ≥ 0.1 GNO → 1%
• ≥ 1 GNO → 2%
• ≥ 10 GNO → 3%
• ≥ 100 GNO → 4%

All eligible purchases (made with the Visa card, excluding withdrawals or transfers) automatically earn cashback, based on the snapshot period (Sunday to Saturday). Rewards are calculated and distributed every Thursday in GNO, using the current market rate.

2. +1% bonus with the OG NFT

If you hold the Gnosis Pay OG NFT, you’ll receive an additional 1% cashback, added to your base rate. This brings your total cashback up to 5% (4% + 1% OG NFT).

3. Limits and conditions ✔️

• Weekly cap on eligible purchases: €5,000 / $5,500 / £4,500. Beyond this, no cashback is granted.
• No minimum purchase, and no hidden fees.
• Cashback is paid automatically in GNO to your Safe, within 1 to 2 weeks.
• The program is funded up to a total pool of 10,000 GNO, with the option to extend it if renewed.

4. Real-life example: how much can you earn?

👉 You hold 10 GNO (3% base rate) and have the OG NFT (+1%) → 4% cashback.

For €2,000 in monthly spending:
 2,000 € × 4% = €80 in GNO monthly, or €960 per year.

Bottom line: the more GNO you hold, the more you earn back while spending.

5. Why this cashback model stands out

• Free and automatic: no registration needed, it runs via the protocol.
• Great for frequent users, with real crypto rewards.
• Strengthens the Gnosis ecosystem, encouraging GNO holding and use.
• More rewarding than most traditional cashback offers, with up to 5% in crypto.

6. Things to keep in mind

• Weekly snapshots: be sure to hold your GNO balance throughout the week.
• Cashback cap: max €5,000 spending counted per week.
• OG NFT must be in your Safe wallet to activate the bonus.
• Program may end once the 10,000 GNO pool is used up.

Conclusion

The Gnosis Pay cashback program is transparent, rewarding, and easy to use: up to 5% GNO back on your purchases, calculated weekly and distributed automatically. It's a great way to grow your GNO while spending normally, with no added effort.

To get the most out of it, hold GNO in your Safe, use your card often, and grab the OG NFT for the extra bonus.