Earn yield on your crypto, now.
Put USDC, Bitcoin, Ethereum, Solana and tokenized gold to work through curated on-chain savings strategies.
- +3,700 registered users
- $1.5M in assets under management
- 18 states live in the US →
- ★ 4.6 on Trustpilot
Savings tailored to every investor.
Savings
Earn yield on USDC, Bitcoin, Ethereum, Solana and gold through curated on-chain strategies.
- 12% fixed APY on USDC with USDC x Tangent
- Dollar Savings: 7.50% fixed APY on USDC
- Minimum deposit $10
5 savings pools 
Crypto Baskets
Diversified crypto portfolios built around a theme, curated by Coinstancy.
- 7 baskets available
- Automatic rebalancing
- BTC, ETH, SOL, AAVE, LINK…
Yield for your treasury and your users.
Pro
A dedicated space for companies to earn yield on their USDC treasury.
- Up to 6.75% APY on USDC
- Flexible or locked terms
- Withdrawals within 48 hours
Link
Offer USDC savings to your own users, integrated into your platform.
- USDC savings for your users
- Integration by API
- Recurring revenue
Coinstancy is live
in the US.
18 states live, more opening regularly → 
US on/off-ramp provider In the US, cash and bank on/off-ramp flows are provided by Coinme, with a network of 50k+ cash locations.
Find your nearest locationInstitutional-Grade
Security.
-
Circle: user wallet infrastructure -
Safe: multisignature wallets -
OpenCover: access to optional protocol cover -
Sumsub: identity verification (KYC) -
Scorechain: transaction screening (AML)
Encrypted traffic and secrets
Traffic is served over HTTPS with HSTS through Cloudflare. Sensitive secrets, such as 2FA keys, are encrypted with AES-256.
Multisignature wallets
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
Automated monitoring
Application errors and fund movements (deposits, withdrawals, rebalancing) are tracked automatically, with alerts sent to our team.
2FA, KYC & AML
Two-factor authentication or a passkey is required on every account, with re-authentication for withdrawals. Identity checks by Sumsub, transaction screening by Scorechain.
Investors trust Coinstancy.
- ★★★★★
“Perfect for stablecoin yield. An amazing range of crypto baskets. […] Just use Coinstancy!”
F.C · USA · - ★★★★★
“Top team, incredibly responsive to all your questions. No hesitation.”
PJ · USA · - ★★★★★
“I’ve watched them grow since day one. A company full of potential you can genuinely trust.”
LL · USA · - ★★★★★
“Excellent, absolutely nothing to complain about using Coinstancy.”
BP · USA ·
Common questions.
What is Coinstancy?
Coinstancy is a crypto savings platform. You can earn a fixed 7.50% APY on USDC with Dollar Savings, or invest in Crypto Baskets, from a single account.
How does interest work?
Interest accrues every second and is automatically reinvested. You don't need to claim anything. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
Where do my funds go?
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
How long does a withdrawal take?
You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
Are there fees on Savings?
Coinstancy charges no fee on Savings deposits, yield or Savings withdrawals. Fees specific to other rails (bank transfer, card, crypto withdrawal from the platform) still apply.
What is the minimum deposit?
Dollar Savings starts from 10 USDC.
More details on fees, risks and the Trust Center.