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PUT IDLE DOLLARS TO WORK

Stay in dollars.Move forward.

Discover Dollar Savings on USDC, with automatic reinvestment and withdrawal requests anytime. Review the risks before you deposit.

Discover Dollar Savings
  • Dollar exposure
  • Automatic reinvestment
  • Withdraw anytime
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Your dollars. Your choices.

Dollar Savings

USDC • Fixed APY

7.50%

APY

Withdraw anytime

Flexible holding period

48h

normal settlement

The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.

Before your first deposit.

Dollar Savings

  • Interest accrues every second and is automatically reinvested.
  • You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
  • Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.

Main risks

Stablecoin risk
USDC is issued by Circle. A stablecoin can temporarily or durably lose its peg to the US dollar.
Protocol risk
The on-chain protocols used by a strategy can be affected by code bugs, exploits, oracle failures or governance incidents, which can lead to a partial or total loss.
Liquidity risk
In stressed markets, limited available liquidity in a protocol can delay withdrawal processing and settlement.
Network risk
Blockchain congestion, outages or fee spikes can delay transactions and confirmations.

Selected protocol exposures may benefit from additional coverage arranged through OpenCover, subject to the applicable policy terms, conditions, and coverage limits. How protocol coverage works

Read more about risks

How it works.

  1. Assess your needs

    Decide how much of your dollar savings you want to put to work

  2. Choose Dollar Savings

    USDC at 7.50% APY (fixed rate currently in force)

  3. Deposit assets

    Deposit cash (we'll convert it automatically). Interest starts accruing every second

  4. Watch it grow

    Interest is automatically reinvested

How much could you earn?

Dollar Savings · 7.50% APY

Amount in USDC. Minimum $10.

After 1 year$10,750

+$750 earned

After 3 years$12,423

+$2,423 earned

After 5 years$14,356

+$4,356 earned

Illustrative example at the current fixed APY of 7.50% for Dollar Savings. The APY is an annualised yield that already includes automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged throughout. Future rates and returns may change. Provided as general information for your own assessment.

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A closer look

What Dollar Savings offers.

What Dollar Savings offers.

Fixed APY

Earn 7.50% APY. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.

Flexible holding period

You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.

Stay in dollars

Dollar Savings works with USDC, a stablecoin designed to track the US dollar. A stablecoin can temporarily or durably lose its peg.

Questions, answered.

What are the risks?

The main risks are stablecoin risk (USDC can lose its peg to the US dollar), protocol risk (bugs, exploits or governance incidents on the on-chain protocols used), liquidity risk (withdrawals can be delayed in stressed markets) and network risk (blockchain congestion or outages). Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. How protocol coverage works

What happens if Coinstancy stops operating?

Client funds are segregated from the company's funds. You can request a withdrawal at any time.

What does protocol coverage address?

Coinstancy may arrange additional cover for selected protocol exposures. An active policy can address eligible incidents within its stated terms, limits and dates. Depending on the policy, eligible incidents can include smart contract bugs, code errors or oracle manipulation. Market-related losses, user-side errors or fraud, and rug pulls remain outside its scope. How protocol coverage works

Can I withdraw my funds at any time?

Yes. You can request a Savings withdrawal at any time, with a $0 withdrawal penalty. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.

Put your USDC to work.

Dollar Savings currently pays 7.50% APY.

Start Earning

7.50% APY • Automatic reinvestment • Withdraw anytime