- USDC
- ETH
- BTC
- SOL
- XAUT
COINSTANCY SAVINGS
Put your crypto to work.
Your assets, put to work through selected on-chain strategies. Earnings reinvested, every second.
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ANOTHER USDC STRATEGY
USDC.
Meet Tangent.
A separate USDC strategy, fully allocated to Tangent. Different exposure, different risks.
Explore the strategy ↗THE EFFECT OF REINVESTMENT
A little perspective.
See compounding at work.
+$75 illustrative earnings
7.50% APY · Standard Dollar Savings
Illustration at a constant APY with reinvestment, before fees and taxes. Future rates and results can change. The result is not a forecast or a guaranteed return.
THE ESSENTIALS
Rates & access.
One asset. A selected strategy.
We select the on-chain strategies. ETH and SOL retain their asset exposure. Bitcoin Savings uses wrapped BTC where needed. Gold Savings uses XAUT, with earnings in tokenized gold.
The rate, clearly stated.
APY includes reinvestment. Your rate stays fixed until revised. A rate change applies to both existing balances and new deposits.
Know the withdrawal route.
No lock-up. Complete withdrawal requests normally settle within 48 calendar hours, plus blockchain confirmation time. We charge no Savings deposit, earnings or pool withdrawal fees. Platform withdrawals and payment rails have separate fees.
Rates can change. Crypto and on-chain strategies involve risk. Review the terms before depositing. Read the terms ↗
THE DETAILS, ANSWERED
Frequently asked questions
How does interest work?
Interest accrues every second and is automatically reinvested. You don't need to claim anything. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
How long does a withdrawal take?
You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
Where do my funds go?
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies. Depending on the strategy, funds can be allocated across several blockchains.
What happens if a protocol is hacked?
Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. Any cover is limited to eligible incidents and is not a guarantee of your deposit. See how protocol coverage works in our Trust Center.
What is USDC x Tangent?
USDC x Tangent is a USDC option within Dollar Savings, currently at a fixed client APY of 12.00%, revisable as market conditions evolve. All USDC deposited in USDC x Tangent is then allocated to Tangent.
Which stablecoin is supported?
The supported stablecoin is USDC.
COINSTANCY SAVINGS