Your savings,
working harder.
Choose Dollar Savings at 7.50% fixed APY or USDC x Tangent at 12% fixed APY. You can also earn yield on BTC, ETH, SOL and tokenized gold. Interest accrues every second and is automatically reinvested. Request a withdrawal at any time.
Illustrative example
Savings Balance
$ 52,847.20
7.50% APY
Daily Yield
$10.86
Monthly
$330.30
Yearly Est.
$3,964
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Choose your savings
Dollar
Fixed yield on USDC
Solana
Earn yield on SOL
Ethereum
Earn yield on ETH
Gold
Tokenized gold yield (XAUT)
Bitcoin
Earn yield on BTC
Calculate your potential earnings.
The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
Projected Balance
$ 12,423
Illustrative example for Dollar Savings at 7.50% APY. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns.
How it works
Create account
Sign up with your email in under 2 minutes.
Choose your savings
Select Dollar Savings
Deposit stablecoins
Transfer USDC. Minimum $10 to start.
Watch it grow
Interest accrues every second and is automatically reinvested.
How your funds are handled
-
Multisignature wallet first
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
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Segregated Wallets
Client funds strictly separated from operational funds.
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Audited Protocols
Only deploy to protocols audited by leading security firms.
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Know the risks
Stablecoin, protocol, liquidity and network risks are explained in our Trust Center.
Multisignature wallet
Managed by Coinstancy’s team
Frequently asked questions
How does interest work?
Interest accrues every second and is automatically reinvested. You don't need to claim anything. The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
How long does a withdrawal take?
You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
Where do my funds go?
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies. Depending on the strategy, funds can be allocated across several blockchains.
What happens if a protocol is hacked?
Coinstancy may arrange additional cover for selected protocol exposures. When a policy is active, it can address eligible incidents within its stated terms, limits and dates. Any cover is limited to eligible incidents and is not a guarantee of your deposit. See how protocol coverage works in our Trust Center.
What is USDC x Tangent?
USDC x Tangent is a USDC option within Dollar Savings, currently at a fixed client APY of 12.00%, revisable as market conditions evolve. All USDC deposited in USDC x Tangent is then allocated to Tangent.
Which stablecoin is supported?
The supported stablecoin is USDC.