The rate, clearly stated.
APY includes reinvestment. Your rate stays fixed until revised. A rate change applies to both existing balances and new deposits.
ETHEREUM SAVINGS
Ethereum.In motion.
Keep your Ethereum exposure. Put your ETH to work.
3.80%APY
From $100 equivalent · No lock-up
Start Ethereum SavingsEthereum market exposure
Explore the details- Minimum
- $100 equivalent
- Interest
- Every second
- Commitment
- No lock-up
- Withdrawal
- Normally within 48 hours
YOUR ASSET. A SELECTED STRATEGY.
Your ETH.
Put to work.
Your Savings retains exposure to Ethereum while selected on-chain strategies put the asset to work.
ETH can rise or fall in price. Your Savings rate does not remove that market exposure.
THE FULL PICTURE
A closer look.
Current fixed APY
3.80%- Min. deposit
- $100 USDC
- Withdrawals
- Anytime
- Settlement
- Within 48h
- Interest
- Every second
The APY shown is the fixed rate currently in force. It may be revised as market conditions evolve; a new rate applies to existing balances as well as new deposits.
Understand the risks →How much could you earn?
Ethereum Savings · 3.80% APY
You earn
Over 1 year, if the current APY remains unchanged.
Total balance
Per day, initially
First-day earnings on the initial deposit.
Illustrative example at the current fixed APY of 3.80% for Ethereum Savings. The APY is an annualised yield that already includes the effect of automatic reinvestment. Projection = deposit × (1 + APY)^years, assuming the current rate stays unchanged for the whole period, which is not guaranteed. Illustrative only, not a promise of future returns. Not financial advice.
Why Ethereum Savings?
- ETH-native yield
- Deposit USDC. Coinstancy converts it to ETH for you.
- Liquid staking + lending
- Minimum $100 deposit
- Withdraw in USDC
Simple, transparent, automatic
1
You deposit USDC
Your USDC first enters a secure multisignature wallet operated by Coinstancy before being deployed into the selected on-chain strategies.
2
Liquid staking + lending
Your USDC is converted into ETH and deposited into audited liquid staking and lending protocols selected by Coinstancy.
3
Yield rebalanced automatically
Coinstancy monitors rates and rebalances allocations to optimise your blended APY.
4
Withdraw as USDC
You can request a withdrawal back to USDC at any time. Complete requests are normally settled within 48 calendar hours.
Risks to know
Stablecoin risk
USDC is issued by Circle. A stablecoin can temporarily or durably lose its peg to the US dollar.
Protocol risk
The on-chain protocols used by a strategy can be affected by code bugs, exploits, oracle failures or governance incidents, which can lead to a partial or total loss.
Liquidity risk
In stressed markets, a protocol may not have enough available liquidity to process withdrawals immediately, which can delay settlement.
Network risk
Blockchain congestion, outages or fee spikes can delay transactions and confirmations.
Market risk
When a pool holds an asset other than a dollar stablecoin, its value in US dollars moves with the market price of that asset and can fall. Yield does not offset a price drop.
Coinstancy may arrange additional cover for selected protocol exposures; it is not a guarantee of your deposit. How protocol coverage works · Coverage terms
Common questions
Do I need to convert my USDC?
No. You deposit USDC and receive USDC back. Internally we use ETH but this is handled automatically.
How long do withdrawals take?
You can request a withdrawal at any time. Complete requests are normally settled within 48 calendar hours; final network confirmation may take longer.
Is there a minimum deposit?
The minimum is $100 worth of ETH at current market price.
Start earning 3.80% APY today
Audited protocols only
Withdraw anytime
BEFORE YOUR NEXT MOVE
Clear by design.
Know the withdrawal route.
No lock-up. Complete withdrawal requests normally settle within 48 calendar hours, plus blockchain confirmation time. We charge no Savings deposit, earnings or pool withdrawal fees. Platform withdrawals and payment rails have separate fees.
Rates can change. Crypto and on-chain strategies involve risk. Review the terms before depositing.
ETHEREUM SAVINGS