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XAUT

XAUT · Low Risk

Gold Savings

The Gold Savings uses Tether Gold (XAUT), a gold-backed token pegged 1:1 to one troy ounce of gold, you earn yield while maintaining full gold price exposure.

Current APY

1.10%

12-month APY history

Min. deposit $100 USDC
Withdrawals Anytime
Risk level Low
Yield simulator

How much could you earn?

$

You earn

+$

Total balance

$

Per day

+$

Projections based on 1.10% APY, compounded annually. Rates are variable and may change. Not financial advice.

Why Gold Savings?

  • Inflation hedge
  • Gold-denominated yield
  • Withdraw anytime
  • Minimum $100 deposit
  • Tether Gold (XAUT) backed
How it works

Simple, transparent, automatic

1

You deposit USDC

Your USDC is received, converted into XAUT (Tether Gold), and supplied to DeFi lending markets that accept gold-backed collateral.

2

Lending yield on gold

Your XAUT earns interest from borrowers who use gold as collateral in DeFi.

3

Gold price exposure maintained

Your yield is denominated in XAUT, so you benefit from both the yield and any gold price appreciation.

4

Withdraw anytime

Withdraw your XAUT in USDC at any time.

FAQ

Common questions

Tether Gold (XAUT) is a digital token issued by Tether, where each token represents one troy ounce of physical gold held in Swiss vaults. It's the most liquid tokenized gold product in crypto.

Yes, your deposit and yield are both denominated in XAUT. If the gold price rises, your portfolio value rises accordingly.

$100 worth of XAUT at current market price.

XAUT

Start earning 1.10% today

Join thousands of investors already growing their XAUT holdings with Coinstancy.

Covered yield Audited protocols only Withdraw anytime