Off-ramp : How to cash out your crypto ?

If you hold crypto and want to convert it into euros to use in real life, you’ll need an “off-ramp” solution. This term refers to platforms that allow you to exit the crypto world and re-enter the traditional banking system. But not all platforms are equal—fees, speed, security, and compatibility with stablecoins vary widely. Let’s explore the best platforms to cash out your digital assets.

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What is a crypto off-ramp? 🤔

The “off-ramp” refers to a tool or platform that lets you sell your crypto and receive fiat money (like euros) directly into a bank account, card, or another traditional payment method. It’s the opposite of the on-ramp, which helps you buy crypto using fiat.

Off-ramp platforms are key to:

• Turning profits into spendable cash 💰
• Paying bills or transferring money to your bank 🧾
• Reassuring non-crypto users 👪

How to choose the right off-ramp platform ✅

Before picking a platform, consider:

• Fees: some take up to 3% commission
• Withdrawal speed: instant, 24h, or days
• Supported cryptos: BTC, ETH, USDC, USDT, DAI…
• Withdrawal type: bank transfer, prepaid card, crypto IBAN
• Regulation: is the platform licensed or not?
• Ease of use: especially important for beginners

Best platforms to cash out your crypto 🔍

1. Mt Pelerin 🇨🇭

Swiss-based Mt Pelerin lets you sell stablecoins like USDC or DAI directly for euros via SEPA bank transfer—no bank account required. All done from your wallet.

Highlights:
✅ Very low fees
✅ Stablecoin-friendly
✅ No bank account needed

2. Kraken 🐙

Kraken allows you to sell crypto and withdraw euros via SEPA transfer. Reliable, regulated, and secure.

Highlights:
✅ Strong regulatory standing
✅ Many supported coins
✅ Secure interface

3. Binance 🔁

Binance offers multiple off-ramp options:

• Selling crypto for euros
• Binance Card to spend directly
• Bank withdrawals to euro IBAN

Some features may be limited depending on your country.

Highlights:
✅ Multiple cash-out tools
✅ Fast withdrawals
✅ Built-in wallet

4. Gnosis Pay 💳

Gnosis Pay connects your crypto wallet to a Visa card, letting you spend stablecoins directly without converting them first.

Highlights:
✅ Direct spending from wallet
✅ No manual conversion
✅ Great for stablecoins

5. Monerium 🏦

Monerium issues tokenized euros (EURe) and allows you to bridge the gap between on-chain and traditional finance.

Highlights:
✅ Fully regulated in Europe
✅ Ethereum & Gnosis compatible
✅ Institution-ready

6. Revolut 💼

Revolut users can sell crypto and get euros on their Revolut account—simple and mobile-friendly.

Highlights:
✅ Very user-friendly
✅ All-in-one mobile app
✅ Easy to access

Which one should you use? 🎯

Depends on your goals:

• For fast and easy withdrawals 👉 Revolut or Binance
• For crypto-native features 👉 Mt Pelerin or Gnosis Pay
• For a crypto Visa card 👉 Gnosis Pay
• For regulated euro access 👉 Kraken
• For bridging crypto and banking 👉 Monerium

Try a few and see which works best for your profile and needs.

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Conclusion: exiting crypto is finally simple ✨

Off-ramp platforms are now more accessible than ever. Whether you're a newbie or a seasoned holder, you can cash out securely, quickly, and sometimes without fees. Coinstancy helps you choose the best ones to optimize your crypto journey.