Save in crypto like a modern savings account
Everyone knows the Livret A. It’s France’s favorite savings account — simple, safe, and easy to access. But over the years, its returns have fallen sharply. Since August 1st, 2025, its rate dropped to 1.7%, down from 2.4% earlier in the year. Meanwhile, inflation still hovers around 4%.
That means money sitting in a Livret A is slowly losing its value.
At the same time, innovative solutions like Coinstancy now make it possible to earn a guaranteed 7% per year, with no lockup, no delays, and interest calculated every second — visible live on your dashboard.
💡 Coinstancy is the Livret A of the future — digital, liquid, and finally rewarding.
Get the best returns on Coinstancy.
Sign up for free in just a few clicks.
The Livret A: safe, but no longer effective 📉
The Livret A remains a symbol of security.
Its advantages are obvious:
- Capital guaranteed by the French state;
- Free deposits and withdrawals;
- Simple and accessible for everyone.
But with a 1.7% rate, the real return is negative.
Saving €10,000 only earns €170 per year, while prices rise twice as fast.
Your capital no longer grows — it shrinks silently.
The €22,950 deposit cap also limits its usefulness. You can’t really grow your wealth with such a ceiling.
👉 In short, the Livret A protects your money but no longer grows it.
For savers looking for something simple, safe, and more rewarding, Coinstancy offers a real alternative.
Stablecoins: the foundation of a new kind of savings 💶
Forget the old idea that crypto always means risk. Not all digital assets are volatile.
Stablecoins are cryptocurrencies pegged to traditional currencies like:
- USDC (pegged to the U.S. dollar),
- USDT (also pegged to the dollar),
- EURC (pegged to the euro).
👉 1 USDC = $1
👉 1 EURC = €1
Their value stays stable, combining the trust of fiat money with the speed and transparency of blockchain technology.
They form the backbone of modern savings tools, where your money stays stable and generates yield safely.
Funds are allocated to proven DeFi protocols like Aave, Compound, or Curve, which generate returns that are then redistributed to savers.
💡 In short, your funds work for you 24/7 — automatically.
But within the European Union, the MiCA regulation bans companies from offering yield on stablecoins.
That’s why Coinstancy, based in French Polynesia, is one of the few legal platforms that can still provide stable, transparent, and guaranteed income in digital form.
Coinstancy: 7% guaranteed, no lockups, interest paid every second 🚀
Coinstancy transforms complex blockchain tools into something simple and accessible.
With the Pool DOLLAR, users earn a guaranteed 7% per year, with one key innovation:
- Interest is calculated and credited every second, live on your dashboard;
- There is no lockup, no delay, and no withdrawal limit;
- Deposits and withdrawals are instant, 24/7.
It works like this:
- You deposit euros, Pacific francs, or stablecoins;
- Coinstancy automatically converts them into secure stablecoins;
- Your funds immediately start earning 7% APY, guaranteed.
💡 You can literally watch your balance grow second by second — no waiting, no surprises.
Funds are stored using Fireblocks, the world’s leading institutional custody provider used by major banks.
And because Coinstancy operates from Tahiti, it isn’t subject to the European MiCA regulation, allowing it to offer guaranteed stablecoin yields in full compliance with local rules.
👉 7% guaranteed, 0 lockup, 100% transparency — that’s Coinstancy.
Simple, modern, and human savings 🌟
Coinstancy is made for everyone — not just crypto experts.
You don’t need to understand blockchain or DeFi: the platform is designed to feel like a classic savings account, just much more rewarding.
The experience is fluid and intuitive:
- Instant deposits by card or bank transfer;
- Real-time interest tracking on your dashboard;
- Free and instant withdrawals, at any time.
Coinstancy also rewards its users through the Coinstancy Points Program, which grants loyalty bonuses, boosted rates, and exclusive benefits.
💡 Coinstancy brings together profitability, freedom, and simplicity — the perfect trio for modern savers.
Get the best returns on Coinstancy.
Sign up for free in just a few clicks.
Frequently asked 🤔
Is the 7% yield really guaranteed?
Yes. Coinstancy guarantees a fixed 7% annual return on the Pool DOLLAR. The rate is stable and contractually secured — it does not depend on market conditions. Interest is calculated and distributed every second, and you can watch it live on your account.
Can I withdraw my funds anytime?
Absolutely. There is no lockup, no delay, and no withdrawal restriction. You can deposit or withdraw freely, 24/7, with no hidden fees or penalties.
Are my funds safe with Coinstancy?
Yes. All funds are secured via Fireblocks, the institutional-grade custody solution trusted by global banks. Coinstancy also applies rigorous compliance and AML/KYC controls to protect every user.
How can Coinstancy offer 7% when banks are stuck at 1.7%?
Because Coinstancy uses stablecoins in blockchain-based yield strategies that produce steady returns. Those yields are redistributed directly to users — without intermediaries, margins, or hidden costs.
Is Coinstancy regulated?
Yes. Coinstancy operates under French Polynesian jurisdiction, which has its own regulatory framework. It is not subject to MiCA, allowing it to legally offer stablecoin-based savings products while maintaining full local compliance.