Trump wants to transform crypto and bet on American retirement funds

Trump wants to transform crypto and bet on American retirement funds

 Donald Trump is doubling down on crypto with two major initiatives. First, the House of Representatives has passed a set of pro-crypto bills known as “Crypto Week.” Among them are three key proposals: the Genius Act, which sets rules for stablecoins; the Clarity Act, which defines clearer crypto regulations; and the Anti-CBDC Act, which prohibits the Federal Reserve from issuing a national digital currency. These bills received strong bipartisan support and are now awaiting Senate approval.

At the same time, Trump is reportedly preparing to revolutionize the American retirement system. He’s working on an executive order that would allow major retirement savings plans to invest in cryptocurrencies, gold, and other alternative assets. This move would open up access to a massive $9 trillion market.

Together, these efforts reveal a clear strategy: Trump wants to make digital assets a key pillar of the U.S. economy. His goal is to place the U.S. at the forefront of crypto regulation while encouraging both institutional and retail adoption.

However, not everyone is on board. Some experts warn of the volatility risks and potential exposure of retirees to still-unstable assets. Others raise concerns about conflicts of interest, since members of the Trump family are involved in several crypto projects.

With this shift, Trump aims to reshape the American financial ecosystem and position crypto as a central lever for growth and economic sovereignty.

Coinbase Wallet becomes Base App

 Coinbase is rebranding its well-known wallet into an all-in-one application called Base App, designed to function as a Web3 super-app. The idea is to move from a simple wallet to a full-featured Web3 hub integrating payments, social networking, dApp access, and rewards.

The new beta interface emphasizes content creation, social interaction, and smooth navigation across decentralized apps. Users can now post, share, earn, and trade—all within the same app.

On the tech side, the wallet now includes a smart wallet with passkey compatibility, enabling instant setup without a seed phrase. Base transactions are gas-free thanks to a sponsorship mechanism. The mobile design focuses on simplicity: easy buttons for buying, swapping, sending, receiving, and exploring chains.

Multi-chain support is also in place: Ethereum, Solana, Avalanche, Polygon, Optimism, and even Bitcoin—everything in one unified interface. Users also get real-time price charts and a dApp browser with tabs. Coinbase aims to keep users within its own ecosystem and differentiate itself from MetaMask and Phantom. In the long run, Base App could attract both crypto newbies and advanced users by delivering a truly all-in-one experience.

Crypto market reaches $4 trillion

 The global cryptocurrency market has hit a symbolic milestone: $4 trillion in total market capitalization. This dramatic surge is fueled by a recent bull run supported by major regulatory advancements in the U.S.

Bitcoin remains the key driver of this momentum. Now holding steady around $120,000, it alone accounts for over 60% of the total market cap. The rise of spot ETFs continues to draw large institutional inflows, adding both liquidity and legitimacy to the market. At the same time, more companies are adopting Bitcoin as a treasury asset, reinforcing its role as a safe haven.

Ether has also bounced back strongly, trading near $3,600. XRP is seeing significant gains thanks to legal clarity following months of uncertainty, pushing it to a new all-time high.

This overall rally is also fueled by economic uncertainty, marked by trade tensions and growing doubts about monetary policies. As a result, digital assets are increasingly viewed as a serious alternative to traditional markets.

Crossing the $4 trillion threshold sends a strong message: crypto is no longer niche. It’s now a vital industry at the intersection of tech and finance.

Vitalik Buterin: Layer 1 chains will become Layer 2s on Ethereum

 Vitalik Buterin recently argued that many current Layer 1 blockchains will eventually become Layer 2 chains built on Ethereum. In his view, this shift would improve security, reduce technical complexity, and enhance compatibility across Web3 projects.

He cited the example of Celo, a blockchain that has decided to migrate to a Layer 2 model on Ethereum. The move helped simplify its infrastructure, reduce token inflation, and immediately benefit from Ethereum’s robust security. According to Buterin, this kind of transition should become standard across the space.

He advocates for minimalist blockchains focused solely on sequencing and proof generation, while delegating security, data availability, and censorship resistance to Ethereum. It’s a model he sees as more sustainable and resilient long term.

Vitalik also emphasized the importance of not reinventing the wheel. Instead of multiplying independent blockchains with their own consensus mechanisms, he believes it’s more logical to share infrastructure on a proven foundational layer. He’s calling on developers to avoid duplicating functions that Ethereum already handles well.

If this vision gains traction, it could fundamentally reshape the Web3 architecture. Many standalone blockchains would evolve into specialized Ethereum extensions—interconnected, scalable, and easier to maintain. For Buterin, it’s a pragmatic way to unify a fragmented ecosystem while ensuring high reliability and interoperability.