What is Meria?

The French crypto market has become increasingly structured in recent years. Among its key players is Meria (formerly Just Mining), a platform founded by Owen Simonin, known for offering accessible investment solutions to individuals.

But like Coinhouse and other European platforms, Meria is now facing the restrictions imposed by the MiCA regulation. This regulation forbids licensed providers from offering yields on stablecoins.

👉 In this context, Coinstancy, based in French Polynesia, stands out. Since it is outside MiCA’s scope, it can continue offering yield-bearing stablecoin solutions, where Meria is now forced to stop.

Meria: a historic French crypto player

Founded in 2017 under the name Just Mining, Meria quickly became known for its masternode services, staking, and simplified crypto investments.

• Positioning 🎯: making crypto investment accessible to individuals.
• Evolution 🔄: rebranded in 2022 as Meria, with a more institutional image.
• Services 💳: crypto purchases, staking, B2B services, and investor support.

Meria established itself as a reference point in France thanks to its educational approach and reputation for reliability.

The MiCA barrier

With the European MiCA regulation (Markets in Crypto-Assets) coming into effect, platforms like Meria must comply with strict new rules.

👉 The key change: they can no longer offer yield products on stablecoins.

This means that if a user buys USDT, USDC, or DAI on Meria, they can no longer earn interest directly through the platform. Meria can still provide crypto purchases, sales, and staking, but the “stablecoin passive income” option has disappeared.

For users, this represents a major loss, since stablecoins had become a simple and secure way to generate regular returns.

Coinstancy: continuity outside MiCA

Unlike Meria, Coinstancy is not affected by MiCA. Being based in French Polynesia, the company can legally offer yield-bearing stablecoins.

• Stable returns 💸: up to around 7% per year on stablecoins.
• Continuously calculated interest ⏳: funds generate income every second.
• No hidden fees ✅: no deposit, withdrawal, or management charges.
• Maximum security 🔒: asset custody through Fireblocks.

This positions Coinstancy as the natural continuation for users frustrated by MiCA’s restrictions.

Practical example: €20,000 with Meria vs Coinstancy

Let’s imagine a user has €20,000 in stablecoins. On Meria, they can purchase them but cannot earn yield due to MiCA.

If the same €20,000 are transferred to Coinstancy, they can generate around €1,400 per year in passive income. This difference clearly illustrates Coinstancy’s role as a legal and profitable alternative.

Meria and Coinstancy: complementary platforms

It’s not about choosing between Meria and Coinstancy, but rather understanding how they complement each other:

• Meria allows users to buy crypto in a strictly regulated French environment.
• Coinstancy then takes over to generate yield on stablecoins.

👉 Together, they provide individuals with a complete journey: buying, holding, and growing their funds.

Conclusion

Meria is a trusted player in the French crypto ecosystem, recognized for its reliability and educational approach. But due to MiCA, it can no longer offer stablecoin yields.

👉 Coinstancy, based in French Polynesia, takes over. It enables individuals to continue earning attractive passive income, simply and securely.

💡 For users, combining Meria + Coinstancy means getting the best of both worlds: a regulated framework for buying, and a flexible, rewarding solution for saving.

Frequently asked 🤔

Does Meria still offer stablecoin yields?

No ❌. Since MiCA, European-regulated platforms like Meria can no longer provide stablecoin yield products. They focus on crypto purchases, sales, and staking.

Why is Coinstancy not affected by MiCA?

Coinstancy is based in French Polynesia. While this territory is linked to France, it is not part of the European Union and therefore does not apply MiCA. Coinstancy can legally offer yields on stablecoins.

What yields does Coinstancy provide?

Coinstancy’s stablecoin savings pools offer up to about 7% annually, with interest calculated continuously and no withdrawal fees.

Can Meria and Coinstancy be used together?

Yes ✅. You can buy your stablecoins on Meria and then transfer them to Coinstancy to generate passive income. It’s a simple and complementary strategy.

Is Coinstancy safe?

Yes. Coinstancy uses Fireblocks, an institutionally recognized custody technology, to safeguard funds. The platform only selects reliable protocols to generate yield and minimize risks for users.