What are Coinstancy pools?
Stablecoin pool | savings
Since 2020, we've been developing a savings system based 100% on DeFi. Thanks to this system, we’re able to offer interest rates higher than traditional bank savings accounts.
With the stablecoin pools by Coinstancy, you can earn up to 7% APY (annualized and compounded) with a stable and consistent return.
Rest assured, your funds are secured on audited decentralized protocols and stored in multi-signature wallets.
Open a savings account—on the blockchain—funded exclusively with stablecoins.
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How it works — “PIONNEER Pool”
We use stable-stable liquidity pools to perform yield farming. Yield farming involves depositing crypto assets into a protocol and earning rewards in the protocol’s native token.
However, to avoid exposure to non-stable tokens, we use tools like Beefy Finance, which provides vaults that automatically convert rewards back into the original deposited crypto asset—minimizing volatility risks. Returns are compounded.
How it works — “BALANCED Pool”
We deposit stablecoins into pools on Uniswap, Compound, and/or MakerDAO. Returns are paid directly in the deposited stablecoin and are compounded.
How it works — “ESSENTIALS Pool”
We deposit stablecoins into pools on the Aave protocol. Returns are paid directly in the deposited stablecoin and are compounded.
Protocols used
Beefy Finance, Curve, Aerodrome, Velodrome, Uniswap, Sushiswap, Pancakeswap, Balancer, Compound, Pendle, Morpho, StakeDAO, Stargate, Usual Money, Angle Protocol, Aave, MakerDAO, Sky Protocol, Moonwell.
USD stablecoins used
crvUSD, USDC.e, USDT, USDC, sUSD, DAI, USDbC, LUSD, GHO, axlUSDC, USD0, USDS.
EUR stablecoins used
EURC, EURA.
Cross-chain transfers
To maximize yield opportunities, we use multiple blockchains (Ethereum, Binance Chain, Optimism, Arbitrum, Polygon, Base, Linea).
We rely on Jumper as our primary cross-chain bridge, which allows for low-fee transfers between networks. If Jumper is unavailable, we use Relay.link as a fallback.
Asset reception
Funds are received on a multi-signature address and allocated to pools via this same multisig address.
Themed pools | investing
Our latest innovation deserves the spotlight! After months of development, we’re excited to introduce our themed pools. These curated crypto-asset bundles give you exposure to specific sectors with just one click.
Discover a new way to invest by exploring the available themes.
How it works
We exchange our clients’ stablecoins for a variety of crypto assets, following a predefined allocation. These allocations, called strategies, are created entirely by Coinstancy and reflect a specific investment theme.
Cross-chain transfers
To enable broad access, we use a bridge to transfer liquidity across blockchains (Ethereum, Binance Chain, Optimism, Arbitrum, Polygon, Base, Linea).
The Jumper bridge is our go-to solution for low-cost cross-chain transfers. If Jumper is unavailable, we use Relay.link as a backup.
Asset reception
Funds are received through a multi-signature address, where they are then exchanged for assets based on the selected theme.
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Additional information
- Deposits and withdrawals on Coinstancy can only be made in stablecoins.
- When you deposit into a stablecoin pool, your funds are stored and invested according to one of the strategies listed above.
- When you deposit into a themed pool, your stablecoins are exchanged for the underlying assets in that strategy.
- When withdrawing from either a stablecoin pool or a themed pool, you will receive stablecoins.