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Coinstancy introduces tokenized gold exposure with USDC
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Coinstancy introduces tokenized gold exposure with USDC

March 19, 2026

Coinstancy introduces a new way to access gold exposure directly from a USDC deposit, expanding its range of savings solutions.

Users can now deposit USDC on the platform and gain exposure to gold through XAUT, a tokenized representation of physical gold. The conversion is handled automatically, allowing users to access this asset without additional steps.

Automated conversion and yield generation

Once deposited, funds are automatically converted into XAUT, enabling users to benefit from gold exposure while generating a 1% APY.

This structure combines the stability associated with gold and the efficiency of on-chain assets, while maintaining a simplified user experience. The entire process is managed within the platform, without requiring manual intervention.

Full liquidity with a unified experience

Despite being exposed to gold, users retain full liquidity at all times. Funds can be withdrawn easily, without lock-up constraints, directly in USDC.

Deposits and withdrawals remain fully denominated in USDC, ensuring a consistent and seamless experience from start to finish. Users do not need to manage conversions manually, as all operations are handled automatically by Coinstancy.

Expanding savings opportunities on Coinstancy

This new feature strengthens Coinstancy’s positioning as a platform offering diversified savings solutions. By integrating tokenized gold, Coinstancy provides access to an additional asset class within a unified environment.

The combination of automatic conversion, yield generation, and full liquidity allows users to diversify their savings while maintaining flexibility and simplicity.

A new building block in Coinstancy’s product strategy

The introduction of tokenized gold exposure reflects Coinstancy’s broader strategy: expanding accessible investment opportunities while maintaining a smooth and intuitive experience.

By enabling users to access gold through a simple USDC deposit, Coinstancy continues to build a platform where traditional and digital assets coexist within a single, unified interface.

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