How companies use Coinstancy Pro
No study is published yet — this page sets out what each one will contain and how its figures will be produced.
No case studies are published yet. The first ones are publishing soon. Rather than fill this page with composite companies and invented numbers, it sets out exactly what a study will contain and how the figures in it will be produced. When a real allocation has run long enough to have an outcome, and the company has approved the write-up, it appears here.
The short version
- No case study is published yet. This page states what a study will contain and how its figures will be produced — not what a client has achieved.
- Four company profiles are planned: venture-funded startup, profitable bootstrapped business, crypto-native company, and established SME with a treasury policy.
- Every study will answer the same eight fields in the same order, so two studies can be read against each other.
- Figures will be the tier rate in force on the deposit date, gross and before tax, benchmarked against what the company was actually earning — not against a market average.
- Early exits and forfeited interest will be reported like any other outcome, and quotes are attributed and approved in writing, or not published.
One study per company profile.
A treasury decision only transfers between companies that resemble each other. The plan is one study per profile rather than a long list of similar ones, so a reader can find the situation closest to their own.
First case studies publishing soon
Zero studies are live at this date. The profiles below are the ones the first write-ups will cover. They describe types of company, not customers, and nothing on this page should be read as an existing reference. Until a study is published here, treat the claim as unproven.
Venture-funded startup
A company that has raised, holds more than a year of runway in cash, and has identified a reserve portion it will not touch for at least two quarters. The study will focus on how that portion was sized and on what the board asked before it was moved.
Profitable bootstrapped business
A company funding itself from operations, with a cash balance that grows month over month and no investor timeline. The study will focus on the segmentation between operating float and reserve, and on the tier chosen against a known payment calendar.
Crypto-native company
A company that already holds USDC and already manages onchain operations. The study will focus on what changed by moving the idle portion into a covered position, and on how it fits alongside existing custody.
Established SME with a treasury policy
A company with a written treasury policy, an external auditor and a finance committee. The study will focus on the policy amendment required, the questions raised in review, and the documentation the auditor asked for.
These four profiles are an editorial plan, not a client list. If none is published by the time you read this, the plan has not been met yet — which is the honest state of the page.
Context, amount allocated, tier chosen.
Every study will answer the same fields in the same order, so two studies can be read against each other. Here is the template, with the values left empty until there is something real to put in them.
| Field | How it will be reported | Value |
|---|---|---|
| Company profile | Sector, headcount band, funding status. Named only with written approval; otherwise described by profile. | Pending |
| Context | Where the cash sat before, what it earned there, and what triggered the review. | Pending |
| Amount allocated | Stated as a band, and as a share of total treasury, so the allocation is readable without exposing the balance. | Pending |
| Tier chosen | Which tier of the published grid, and why that term rather than a longer or shorter one. | Pending |
| Rate at the time | The tier rate from the grid in force on the deposit date, with that date stated. | Pending |
| Benchmark left behind | The rate the company was actually earning, as reported by the company, not a market average. | Pending |
| Constraints encountered | KYB duration, internal approvals, policy amendments, anything that added friction. | Pending |
| Outcome to date | Interest accrued over a stated period, withdrawals made, and any early exit with its consequence. | Pending |
The conditions every study sits inside
Whatever a study reports, the product terms behind it do not change: deposits in USD or USDC only, KYB completed before the first deposit, withdrawals available within 48 hours, and early exit from a locked tier returning capital while accrued interest is forfeited. Coverage runs through OpenCover for listed protocol events, up to 100% of USD value and subject to policy terms, limits and exclusions. This product is not FDIC insured. Those terms are on the coverage page and the compliance page.
Yield obtained against the bank benchmark.
This is the section a case study is usually written to inflate. The rules below are set before any study exists, so that they constrain the first one rather than being written around it.
The tier rate on the date, not a projection
Each study will state the tier rate from the grid in force on the deposit date, together with that date. No study will present a forward projection as a result obtained.
The benchmark is the company’s own rate
The comparison is against what that company was actually earning where the cash previously sat, as reported by the company. Market averages belong on the rates page, not in a case study.
Gross, before tax, over a stated period
Figures will be gross and before tax, over an explicit number of days or months. Partial periods will not be annualized to make them look larger.
Losses and early exits reported the same way
If a company exited a locked tier early and forfeited accrued interest, the study will say so with the amount forfeited. A case study that only ever goes well is marketing, not evidence.
In the meantime, the arithmetic is public
There are no realized results to show yet, and an illustration is not a result. What can be checked today is the published grid against current bank rates, and the same arithmetic run on your own balance and your own current rate. Both are more useful than a case study written about someone else.
Constraints encountered and real timelines.
The part of a case study a finance team actually needs is the friction: how long approval took, what the auditor asked for, and what went slower than promised. Each study will carry it.
Recorded in every study
Never published here
The timelines you can check today
Two timelines do not need a case study to be verified. Onboarding requirements and realistic KYB durations by entity type are documented, and the withdrawal window is a stated condition of the product: funds are available within 48 hours, not same day.
What the finance team says about the process.
There are no testimonials on this page, because there are none to publish. These are the rules the first ones will follow.
Nothing to quote yet
An unattributed quote from a CFO at an unnamed company costs nothing to write and proves nothing. Until a real finance team has been through onboarding, made an allocation and agreed in writing to be quoted about it, this space stays empty.
Attributed, or not published
A quote will carry a role and a company, or it will not appear. Anonymous praise from an unnamed CFO is not evidence and will not be used as filler.
Approved in writing
Every quote will be reviewed and approved in writing by the person quoted before publication, and withdrawn on request afterwards.
Not edited into a different meaning
Quotes will be trimmed for length only. Reservations expressed alongside a positive comment will be published with it.
Never paid for
No compensation, rate improvement or fee waiver will be offered in exchange for a testimonial, and none has been.
What is verifiable today
With no studies published, the case for this product has to rest on documented terms rather than on other companies. Each page below states conditions you can hold us to.
How Coinstancy Pro works
Rates, updated monthly
What is covered, and what is not
How we select DeFi protocols
KYB and compliance
Frequently asked questions
If you would rather be one of the first documented allocations than read about someone else’s, book a call and we will walk through what a write-up would involve — including your right to review it before anything is published, and to decline entirely.
Request access, or ask the hard questions first.
Open an account directly. If your finance team needs the coverage terms and the KYB requirements before that, a call is the faster route.