Your savings,
working harder.

Earn 7% APY on USDC instantly. Daily compounding, instant withdrawals, 100% covered*.

100% covered*
Instant withdrawals

Savings Balance

$ 52,847.20

+ $308.42 (30d)

7% APY

Daily Yield

$10.13

Monthly

$308.42

Yearly Est.

$3,699

Powered by industry leaders

Circle CoW Swap Safe OpenCover

Banks vs Coinstancy

See the difference compound interest makes over 5 years

Traditional

Savings Account

2% APY
Below inflation (3%)
Withdrawal delays
Hidden maintenance fees
$10,000 after 5 years
$11,314
+$1,314 earned
Recommended
S

Coinstancy Savings

7% APY
100% covered*
Instant withdrawals 24/7
Transparent, no hidden fees
$10,000 after 5 years (5.5% avg)
$13,116
+$3,116 earned (2.4x more)

Choose your savings

Two options to match your risk profile and yield expectations

EURO

very low risk

4% APY

Your euro savings, simply optimized

Min. Deposit 10 EUR
Compounding Daily
Protocols Beefy / YO Protocol / Angle
Start Earning 4%
Most Popular

DOLLAR

very low risk

7% APY

Simple, high-performance savings in dollars

Min. Deposit 10 USD
Compounding Daily
Protocols Beefy / Avantis / YO Protocol / Lighter / Paradex / Balancer / Curve
Start Earning 7%

Calculate your potential earnings.

Stop letting inflation eat your savings. See the real difference our yields make compared to traditional savings accounts.

C
Coinstancy Yield Up to 7%
Traditional Bank ~2%
$
Duration 3 Years
1 Year 5 Years

Projected Balance

$ 12,250

+ $ 2,250 profit at 7% APY

*Projections based on historical performance. Rates fluctuate.

How it works

Start earning in 4 simple steps

1

Create account

Sign up with your email in under 2 minutes.

2

Choose your savings

Select DOLLAR or EURO

3

Deposit stablecoins

Transfer USDC or EURC. Minimum $10 to start.

4

Watch it grow

Earn daily compounding interest automatically.

Your funds are safe with us

We use MPC (Multi-Party Computation) custody technology, ensuring no single point of failure. Your assets are always backed 1:1.

  • 100% Solvency

    Assets always backed 1:1. Verifiable on-chain.

  • Segregated Wallets

    Client funds strictly separated from operational funds.

  • Audited Protocols

    Only deploy to protocols audited by leading security firms.

VAULT_ID: 0x8F...3A STATUS: SECURE

Multi-Party Computation

Policy Engine Active

ENCRYPTION AES-256

Frequently asked questions

Everything you need to know about Savings Pools

How can I claim my rewards?

Savings yields are automatically collected and added to your balance every second. No action required on your part.

Are my funds deployed on different blockchains?

Yes. Funds deposited into Savings are allocated across multiple blockchains to ensure the fixed yield distributed every second.

What happens if a protocol is hacked?

If a protocol used by Savings is compromised and funds are lost, a compensation claim is filed with our insurance partner OpenCover. Risks on Savings have been reduced to a minimum through insurance coverage and advanced automated transaction verification systems.

What do our insurance policies cover?

Covered: smart contract bugs, code errors, oracle manipulation. Not covered: market-related losses, user-side errors or fraud, rug pulls.

Which stablecoins are supported?

The supported stablecoins are USDC and EURC.

Start earning up to 7% today.

Join thousands of investors earning real returns on their stablecoins. No lock-up, no hidden fees.

New accounts approved in under 5 minutes. $10 minimum deposit.