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Make your savings work harder.

Earn up to 7% APY on stablecoins. Withdraw anytime, 100% covered*.

Euro Savings

EURC • Very low risk

4%

APY

Daily compound
100% covered*
$

Dollar Savings

USDC • Very low risk

7%

APY

Daily compound
100% covered*

Banks vs Coinstancy

See the difference

Traditional

Savings Account

2% APY
Doesn't beat inflation
Slow withdrawals
Hidden fees
$10,000 after 1 year
$10,200
+$200 earned
Recommended

Coinstancy Savings

7% APY
4.7x higher returns
Instant withdrawals 24/7
100% covered*
$10,000 after 1 year
$10,700
+$700 earned (4.7x more)

Calculate your returns

See how much you could earn

$
After 1 year
$10,700
+$700 earned
After 3 years
$12,250
+$2,250 earned
After 5 years
$14,026
+$4,026 earned

Start earning these returns today

Create Free Account

How it works

Start earning in 4 steps

1

Create account

Sign up in under 2 minutes

2

Choose your offer

Pick EUR or USD

3

Deposit stablecoins

Transfer EURC or USDC

4

Watch it grow

Daily compounding interest

Powered by industry leaders

Circle CoW Swap Safe OpenCover

Frequently asked questions

Everything you need to know

Do I keep control of my funds?

Yes, you retain complete ownership. Savings use a shared multi-signature wallet where no single team member can act independently. Your funds are 100% insured via our partner OpenCover.

Can I withdraw my funds at any time?

Yes, withdrawals can be initiated instantly whenever desired. No lock-up periods, no penalties. Withdrawals process 24/7.

Are returns guaranteed?

Savings yields are fixed. Yields are automatically collected and added to your balance every second through daily compounding.

What are the risks?

Savings risks are minimized through insurance and automated verification. Your funds are 100% insured via our partner OpenCover. The team selects proven, audited protocols after analyzing technical, liquidity, and governance risks.

Which stablecoins are supported?

The supported stablecoins are USDC and EURC. Earn 7% APY on Dollar (USDC) and 4% APY on Euro (EURC).

Ready to grow your savings?

Join 1,849+ users earning up to 7% APY

Daily compounding • Withdraw 24/7 • 100% covered*