Make your savings work harder.
Earn up to 7% APY on stablecoins. Withdraw anytime, 100% covered*.
Euro Savings
EURC • Very low risk
APY
Dollar Savings
USDC • Very low risk
APY
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Savings Account
Coinstancy Savings
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Create Free AccountHow it works
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Create account
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Choose your offer
Pick EUR or USD
Deposit stablecoins
Transfer EURC or USDC
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Daily compounding interest
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Frequently asked questions
Everything you need to know
Do I keep control of my funds?
Yes, you retain complete ownership. Savings use a shared multi-signature wallet where no single team member can act independently. Your funds are 100% insured via our partner OpenCover.
Can I withdraw my funds at any time?
Yes, withdrawals can be initiated instantly whenever desired. No lock-up periods, no penalties. Withdrawals process 24/7.
Are returns guaranteed?
Savings yields are fixed. Yields are automatically collected and added to your balance every second through daily compounding.
What are the risks?
Savings risks are minimized through insurance and automated verification. Your funds are 100% insured via our partner OpenCover. The team selects proven, audited protocols after analyzing technical, liquidity, and governance risks.
Which stablecoins are supported?
The supported stablecoins are USDC and EURC. Earn 7% APY on Dollar (USDC) and 4% APY on Euro (EURC).
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Daily compounding • Withdraw 24/7 • 100% covered*