Coinstancy Academy Business

Reference guides for finance teams: how the product works, how the rates compare, what the coverage includes and what the KYB requires.

Product

From deposit to withdrawal, the full mechanism — including where the funds sit at every step.

Our rate grid against what US banks actually pay, refreshed every month with sources.

The coverage terms in plain language: covered events, exclusions, limits, and the risks that remain yours.

What we ask during onboarding, why we ask for it, and how long it takes.

Minimums, lock-up tiers, early exit, tax treatment, custody and market stress.

A line-by-line comparison of business savings accounts against a covered stablecoin savings product — including what you give up.

An honest comparison of yield, liquidity and risk, including the cases where a money market fund is the better answer.

Move idle operating cash into a covered savings product automatically, and keep 48-hour access.

Two extra points of yield on eighteen months of runway buys weeks of extra time. Here is the arithmetic.

Yield on the idle portion of your stablecoin treasury, with coverage you do not have today.

A practical guide for finance teams: segmentation, counterparty risk, and where each yield option fits.

How sweep accounts work, what banks actually pay, and where insured cash sweep programs fall short.

Current rates bank by bank, what the headline number hides, and how it compares to covered stablecoin yield.

The six criteria behind Curve, Pendle, Balancer, Beefy, Aave and StakeDAO — and what we exclude.

No study is published yet — this page sets out what each one will contain and how its figures will be produced.

Enter your balance and your current rate. See the gap in dollars per year.

Calculate monthly burn and remaining runway, then see what idle cash would have earned over the same period.