CORE ALLOCATION / CRYPTO BASKET

Fluid Essentials

The Essentials basket enhanced with DeFi yield, your BTC and ETH work for you while you hold.

Build your portfolio
2assets, one portfolio
From $100 in USDC
See the allocation
Start with
$100 in USDC
Management
0.15% per month
Profit fee
5% of profits
Exit
Returned as USDC

EVERY WEIGHT IN VIEW

One idea.
2 assets.

Target allocation · 100% in total

BTC55%
ETH45%

Market execution can differ from target weights. Fluid baskets use DeFi yield strategies, adding protocol and liquidity risks.

THE FULL PICTURE

A closer look.

Fees

0.15%/month + 5% of profits

Min. deposit
$100
Withdrawals
Anytime
Rebalancing
At 10% drift
Risk level
Low

Asset allocation

BTC
BTC 55%
ETH
ETH 45%

Simple, automatic, transparent

1

You deposit USDC

Your deposit is used to acquire BTC and ETH, then immediately deployed into yield strategies.

2

ETH earns via liquid staking

Your ETH allocation is staked through Lido (stETH), generating staking rewards on top of price exposure.

3

BTC earns via DeFi lending

Your BTC allocation (as WBTC) is supplied to Aave and Morpho, generating lending yield.

4

Rebalanced monthly, yield compounded

Yield is reinvested monthly to compound returns. The allocation is also rebalanced to maintain target weights.

Everything in one basket

BTC + ETH + DeFi yield
Liquid staking on ETH
WBTC lending on BTC
Monthly compounding
Minimum $100
Withdraw anytime

Common questions

How does the yield layer work?

ETH is converted to stETH (Lido) to earn staking rewards (~3–4% APY). BTC is deployed as WBTC on Aave/Morpho for lending yield (~0.9% APY). Both are on top of the underlying price exposure.

What is the extra yield vs The Essentials?

The yield layer adds approximately 3–4% annually on top of price performance, which compounds significantly over multiple years.

Is it more risky than The Essentials?

Marginally. The underlying smart contract risk from Lido and Aave is additional, but both protocols are among the most audited and battle-tested in DeFi.

Minimum investment?

$100 to get started.

BTC
ETH

Start investing in Fluid Essentials

Auto-rebalanced · Curated by our team · Withdraw anytime · No lock-up period

ONE CONNECTED JOURNEY

01

Fund with USDC.

Start with $100. We allocate at market prices.

02

Keep the balance.

We monitor drift and check each rebalance request.

03

Make your next move.

Request an exit. We sell at market and return USDC.

BEFORE YOUR NEXT MOVE

Clear by design.

Rebalancing with a purpose.

Reactive Network monitors drift. At the 10% threshold, we check and execute its rebalance request. Rebalancing is included in your basket fee.

Costs you can account for.

Management costs 0.15% per month, plus 5% of profits. Request an exit anytime: we sell at market and return USDC. Payment, network and third-party charges may apply.

Market execution can differ from target weights. Crypto baskets can lose value.

FLUID ESSENTIALS

Your next move.
Starts here.

Build your portfolio