2 assets · Low Risk
Fluid Essentials
Fluid Essentials is the yield-bearing version of The Essentials basket. Your BTC and ETH are not just held, they are actively deployed in liquid staking and DeFi lending to earn additional yield on top of price appreciation. This compounds your returns significantly over time.
YTD Performance
YTD cumulative return
Asset allocation
What would your investment look like?
Based on this basket's YTD return of +22.1%
At the start of the year
$
YTD gains
+$
Portfolio today
$
Based on +22.1% YTD return. Past performance is not indicative of future results. Not financial advice.
Simple, automatic, transparent
You deposit USDC
Your deposit is used to acquire BTC and ETH, then immediately deployed into yield strategies.
ETH earns via liquid staking
Your ETH allocation is staked through Lido (stETH), generating staking rewards on top of price exposure.
BTC earns via DeFi lending
Your BTC allocation (as WBTC) is supplied to Aave and Morpho, generating lending yield.
Rebalanced monthly, yield compounded
Yield is reinvested monthly to compound returns. The allocation is also rebalanced to maintain target weights.
Everything in one basket
Common questions
ETH is converted to stETH (Lido) to earn staking rewards (~3–4% APY). BTC is deployed as WBTC on Aave/Morpho for lending yield (~0.9% APY). Both are on top of the underlying price exposure.
The yield layer adds approximately 3–4% annually on top of price performance, which compounds significantly over multiple years.
Marginally. The underlying smart contract risk from Lido and Aave is additional, but both protocols are among the most audited and battle-tested in DeFi.
$100 to get started.
Start investing in Fluid Essentials
Diversified, auto-rebalanced, and managed by our team. From $100 — no lock-up, withdraw anytime.