Home News Coinstancy raises Bitcoin Savings to 3% APY for 3 months
Coinstancy raises Bitcoin Savings to 3% APY for 3 months
Savings

Coinstancy raises Bitcoin Savings to 3% APY for 3 months

July 1, 2026

Coinstancy announces a new major update to its Bitcoin Savings product, with the APY moving to 3% for 3 months.

This temporary boost marks a new phase for BTC yield on Coinstancy, giving users a stronger way to hold Bitcoin exposure while generating returns within a structured savings environment.

Bitcoin Savings was designed for long-term BTC holders looking to earn yield without selling their position. The product allows users to access BTC exposure through a simple USDC-based flow, while keeping the experience liquid and easy to manage. 

A stronger yield opportunity on Bitcoin

With this update, Coinstancy is positioning Bitcoin as more than a passive holding asset.

For 3 months, users can access 3% APY on BTC Savings, creating a more attractive opportunity for those who want to remain exposed to Bitcoin while earning yield over time.

This is a significant upgrade for users seeking a predictable savings experience around Bitcoin, one of the most established digital assets in the market.

Simple access through USDC

The product keeps the same streamlined structure that defines Coinstancy’s savings experience.

Users start with a USDC deposit, and the platform automatically handles the allocation into BTC exposure. This removes the need to manually manage conversions, blockchain interactions or technical steps.

The objective is clear: make Bitcoin savings accessible without adding complexity.

Full flexibility at any time

Bitcoin Savings remains designed around liquidity and control.

Users can access their funds at any time, without lock-up constraints. This allows them to benefit from BTC exposure and yield generation while maintaining flexibility over their capital.

This approach makes the product suitable for users who want to build long-term Bitcoin exposure while preserving the ability to move funds when needed.

A seamless experience from deposit to withdrawal

The entire flow remains built around USDC, from deposit to withdrawal.

This means users can deposit in USDC, gain BTC exposure automatically, earn yield during the period, and withdraw through the same simplified experience.

Coinstancy manages the operational layer in the background, allowing users to focus on their savings strategy rather than the technical mechanics behind it.

Bitcoin designed for long-term saving

This 3-month boost reinforces Coinstancy’s vision for Bitcoin Savings: turning BTC into a more structured, liquid and yield-generating savings asset.

By combining Bitcoin exposure, 3% APY, USDC-based access and full flexibility, Coinstancy continues to expand the role of digital assets within modern savings products.

This update also reflects Coinstancy’s broader product strategy: making crypto savings more accessible, more transparent and easier to use for both new and experienced users.

Share this news

Ready to start earning?

Join thousands of users earning up to 7% APY on their crypto savings.

No lock-up • Withdraw 24/7 • French Polynesian fintech