What is EURI ?

EURI: The next-gen euro stablecoin, finally MiCA-compliant

While the crypto world is dominated by dollar-pegged stablecoins, a new contender has emerged from the eurozone: EURI. This stablecoin aims to be the go-to euro-pegged asset by combining regulatory compliance, security, and transparency—all backed by a European bank. 💶

Ready to start earning?

Join 1,849+ users earning up to 7% APY on their crypto savings.

No lock-up • Withdraw 24/7

🌐 A euro stablecoin issued by a real bank

EURI is a fully euro-backed stablecoin, issued by Banking Circle S.A., a regulated bank based in Luxembourg. This means that each EURI token is backed 1:1 by euros held in secure reserves. This isn’t just a promise—it’s a legal requirement under MiCA (Markets in Crypto-Assets), which takes effect across Europe in 2025.

Unlike many competitors, EURI’s issuer isn’t an offshore company, but a licensed credit institution. 🏦

🔒 Protected and audited euro reserves

The euros backing EURI are held in a segregated safeguarding structure. If the issuing bank were to fail, the funds would remain secure. On top of that, regular audits are conducted by third-party firms such as PeckShield and Ernst & Young.

In short, EURI doesn’t leave room for doubt—this is nothing like Terra or the vague reserves of certain other stablecoins. 🧮

⚙️ Multi-chain ready for DeFi

EURI was built to be compatible with Web3 and decentralized finance. It’s available on:

Ethereum (ERC-20)
BNB Smart Chain (BEP-20)

Thanks to its multi-chain support, EURI can move freely across Europe’s most-used DeFi platforms. Users can send, receive, and use it 24/7—no bank hours required. 🕒

🔁 Simple process: euros in, tokens out

Here’s how it works:

An institutional client sends euros to Banking Circle.
An equivalent amount of EURI is minted and sent to their wallet.
Tokens can be redeemed for euros anytime (and are then burned).

This model ensures perfect parity between tokens in circulation and funds held in reserve. 🔄

📈 Real-world use cases for EURI

EURI has a variety of applications:

Crypto businesses: for payroll, vendor payments, or euro-based treasury.
DeFi developers: who need a stable euro-pegged asset for their protocols.
End users: looking to store value or send euros without relying on a bank.
Crypto exchanges: that want to add euro trading pairs.

Start earning today

Open your free account in minutes and start earning passive income.

Get started →

🎯 A European vision with global ambitions

EURI isn’t just for Europe. With its MiCA compliance and regulated bank backing, it’s aiming to become the euro stablecoin standard anywhere the euro is used.

Its focus is clear: regulation, transparency, and real-world usability. Where others promise speed or yield, EURI offers credibility, compliance, and banking-grade reliability. 🌍