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What is Stellar ?
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What is Stellar ?

May 22, 2025

Stellar (XLM): the crypto aiming to connect global financial systems 🌍

In the crypto world, Stellar stands out. Far from meme coins and hype, this project is solving a real issue: slow and expensive international money transfers.

Launched in 2014 by Jed McCaleb (co-founder of Ripple), Stellar’s mission is to make global payments faster, cheaper, and accessible to all, especially in developing countries.

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The core of Stellar: speed and inclusion

Stellar is an open and decentralized blockchain built to connect financial institutions, businesses, and individuals.

Its token, XLM (or Lumen), has two main functions:

  • It acts as a bridge between fiat currencies to facilitate exchanges,
  • It pays for transaction fees, which are extremely low (usually under a cent).

With Stellar, you can send money across borders in seconds, exchanging euros to pesos, for example, without a traditional bank.

Real partnerships for real-world use

Stellar is more than just a concept. It’s backed by major institutions like MoneyGram and supported by the Stellar Development Foundation, which drives its adoption.

Stellar can be used to:

  • Send money abroad without high bank fees,
  • Create stablecoins or tokenized real-world assets,
  • Bridge traditional money with DeFi.

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Why monitor Stellar with Coinstancy?

Stellar is a crypto with a real-world mission, making it appealing for impact-driven investors. At Coinstancy, we focus on useful, practical crypto projects—not just speculation.

XLM remains affordable and accessible, with an active ecosystem, proven tech, and concrete use cases.

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