Coinstancy raises Dollar Savings to a fixed 7.5% APY
Coinstancy is increasing the fixed annual percentage yield (APY) on Dollar Savings from 7% to 7.5%, giving users a higher return on their USDC savings.
The update brings more earning power to one of Coinstancy’s core products, while keeping the features that make it straightforward to use: automatic compounding, flexible access to funds, and clear visibility into investments.
A higher rate, with the same focus on simplicity.
More from every dollar saved
The new fixed 7.5% APY improves the return users earn through Dollar Savings, making each USDC allocated to the product work harder.
For illustration, a starting balance of 10,000 USDC held for a full year at the new rate would generate 750 USDC in earnings, compared with 700 USDC at the previous rate. This assumes the funds remain invested and earnings compound throughout the year.
The increase applies to the rate offered by Dollar Savings, giving users a clearly defined return while Coinstancy manages the underlying investment strategies.
A higher rate, with flexibility built in
Dollar Savings continues to combine a fixed APY with an experience designed around everyday flexibility.
Interest accrues every second and compounds automatically. Users can add funds over time and withdraw at any time, with no lock-up period.
That combination keeps the product straightforward: users choose how much to allocate, follow their earnings, and retain control over when they access their funds.
The higher rate strengthens the earning side of that experience while preserving its flexibility.
Advanced strategies behind a straightforward experience
Dollar Savings brings together selected decentralized finance opportunities within a single, managed savings product.
Coinstancy handles the underlying on-chain operations, including investment allocation and ongoing monitoring. Users access these strategies through their account, with portfolio information available in one place.
Through the Coinstancy portfolio tracking dashboard, users can review their balances, follow their earnings, and see how their capital is allocated across underlying protocols.
That visibility remains central to the product. The rate tells users what Dollar Savings offers; the dashboard helps them understand the investments behind it.
Moving Dollar Savings forward
This increase marks another step in the development of Coinstancy’s savings offering, with a focus on improving the products users already rely on.
The ambition is practical: bring advanced on-chain investment strategies into an accessible experience, with clear rates, useful information, and straightforward account management.
Dollar Savings now offers a fixed 7.5% APY on USDC, bringing higher earnings to the same flexible savings experience.