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Available in California

Earn 7% APY on your dollars in California

High-yield digital-dollar savings for Golden State residents, from Los Angeles to San Diego. No lock-ups, no hidden fees, withdraw anytime.

Up to 13.3% income tax Regulated by DFPI Min. deposit $10

$10,000 saved for one year in California

California has the highest top income tax rate in the US (13.3%). Make sure your savings actually outpace it.

Average California bank savings account
+$39
0.45% APY · after 13.3% state tax
Coinstancy
Dollar Savings (USDC)
+$607
7% APY · after 13.3% state tax

Illustrative only. Rates are variable. State-level tax shown; federal taxes apply in all states. Not tax advice.

Why California savers choose Coinstancy

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Up to 13.3% income tax

California has the highest top income tax rate in the US (13.3%). Make sure your savings actually outpace it.

Licensed in California

USD deposits and withdrawals are processed by Coinme, licensed under the California Department of Financial Protection and Innovation. Your funds stay in your own wallet. We never take custody.

CA

Built for the Golden State

Home to Silicon Valley and the largest crypto-native population in America, California is where digital savings was born.

Serving all of California

Whether you're in Los Angeles, San Diego, San Jose, San Francisco or Sacramento, Coinstancy works the same. Fully online, open 24/7, cash-out at Coinme locations statewide.

Los AngelesSan DiegoSan JoseSan FranciscoSacramento

California FAQ

Is Coinstancy available in California?
Yes. California residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including California.
How much can I earn on my savings in California?
Our Dollar Savings pool currently pays 7% APY on USDC, versus a national average of about 0.45% for traditional savings accounts. Rates are variable and depend on market conditions.
How is yield taxed in California?
California has the highest top income tax rate in the US (13.3%). Make sure your savings actually outpace it. Yield is generally treated as ordinary income at the federal level. Consult a tax professional for your situation.
Who regulates crypto and money transmission in California?
Money transmission in California is overseen by the California Department of Financial Protection and Innovation (DFPI). Our on-ramp partner holds the required state licenses, and Coinstancy never holds custody of your funds. They stay in your own wallet.
Can I withdraw to my California bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across California, including in Los Angeles, San Diego, San Jose.
What is the minimum deposit?
You can start with as little as $10. There are no lock-ups and no withdrawal penalties.

Coinstancy near California

Start earning 7% in California today

Open your account in under 5 minutes. No lock-ups. Withdraw anytime.

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