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Available in Florida

Earn 7% APY on your dollars in Florida

High-yield digital-dollar savings for Sunshine State residents, from Jacksonville to Miami. No lock-ups, no hidden fees, withdraw anytime.

Start earning in Florida See all pools
No state income tax Regulated by OFR Min. deposit $10

$10,000 saved for one year in Florida

Florida has no state income tax. Your stablecoin yield is only taxed federally.

Average Florida bank savings account
+$45
0.45% APY · after 0% state tax
Coinstancy
Dollar Savings (USDC)
+$700
7% APY · after 0% state tax

Illustrative only. Rates are variable. State-level tax shown; federal taxes apply in all states. Not tax advice.

Savings pools available in Florida

USDC
Dollar Savings
USDC
7.00%
APY · Very Low risk

Earn stable yield on USDC through curated DeFi strategies, with OpenCover insurance included.
ETH
Ethereum Savings
ETH
3.80%
APY · Low risk

Generate yield on your ETH holdings through secure, audited DeFi staking and lending strategies.
BTC
Bitcoin Savings
BTC
0.90%
APY · Low risk

Optimise your BTC holdings with low-risk yield strategies, earn while keeping your Bitcoin exposure.
SOL
Solana Savings
SOL
4.70%
APY · Low risk

Earn yield on SOL through Solana-native staking and selected DeFi protocols.

Why Florida savers choose Coinstancy

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No state income tax

Florida has no state income tax. Your stablecoin yield is only taxed federally.

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Licensed in Florida

USD deposits and withdrawals are processed by Coinme, licensed under the Florida Office of Financial Regulation. Your funds stay in your own wallet. We never take custody.

FL

Built for the Sunshine State

Miami brands itself the crypto capital of America, and Florida’s zero income tax makes every point of APY count.

Serving all of Florida

Whether you're in Jacksonville, Miami, Tampa, Orlando or St. Petersburg, Coinstancy works the same. Fully online, open 24/7, cash-out at Coinme locations statewide.

JacksonvilleMiamiTampaOrlandoSt. Petersburg

Florida FAQ

Is Coinstancy available in Florida?
Yes. Florida residents can open a Coinstancy account today. Deposits in US dollars are handled by our on-ramp partner Coinme, which is licensed in 48 US states including Florida.
How much can I earn on my savings in Florida?
Our Dollar Savings pool currently pays 7% APY on USDC, versus a national average of about 0.45% for traditional savings accounts. Rates are variable and depend on market conditions.
How is yield taxed in Florida?
Florida has no state income tax. Your stablecoin yield is only taxed federally. Yield is generally treated as ordinary income at the federal level. Because Florida has no state income tax, you only owe federal tax on what you earn.
Who regulates crypto and money transmission in Florida?
Money transmission in Florida is overseen by the Florida Office of Financial Regulation (OFR). Our on-ramp partner holds the required state licenses, and Coinstancy never holds custody of your funds. They stay in your own wallet.
Can I withdraw to my Florida bank account?
Yes. You can withdraw USD to any US bank account, or cash out at thousands of Coinme locations across Florida, including in Jacksonville, Miami, Tampa.
What is the minimum deposit?
You can start with as little as $10. There are no lock-ups and no withdrawal penalties.

Coinstancy near Florida

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Start earning 7% in Florida today

Open your account in under 5 minutes. No lock-ups. Withdraw anytime.

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